Understanding Owner Liability for Geysers

Many owners often ask why they are responsible for certain costs, such as excess payments on insurance claims related to geysers. The Sectional Titles Schemes Management Act clarifies these responsibilities.

According to Regulation 23 (2) of the Act:

23. Insurance
(2) A member is responsible—
(a) for payment of any additional premium payable on account of an increase in the replacement value referred to in sub-rule (1)(b);
(b) for any excess amount that relates to damage to any part of the buildings that member is obliged to repair and maintain in terms of the Act or these rules, and must furnish the body corporate with written proof from the insurer of payment of that amount within seven days of written request. 

In essence, the liability for geyser-related damages falls under the owner’s responsibility, ensuring that proper maintenance and repairs are upheld within the sectional title scheme. Understanding these regulations can help clarify why certain costs arise and the importance of timely action when it comes to repairs and insurance claims.